How To Use Smartphone To Make Money

How To Use Smartphone To Make Money Online, Apps That You Can Make Money From Your Smartphone.
One of your new favorite ways to make money using a phone could be Swagbucks. Take Surveys on Your Phone.

If there’s one item we make sure we never forget, it’s our smartphone. You are more likely to leave your wallet and driver’s license than your phone. Is this good or bad? But Do you know How To Use Smartphone To Make Money in 2024?

Well, unlike a wallet that makes it easy to spend money, your phone helps you make money! And, you don’t need to have your wallet to Make Money On Your Phone.

Since there are so many Ways To Earn Extra Money with your Smartphone, it’s hard to know where to start. So, this list is organized by how much time it takes to complete each activity.

Related Post: Easy Ways To Make Money Online In 2024

You can make money with nothing but your phone. Below, I’ve listed best advice for How To Make Money On Your Phone in 2024.

To be clear, you’re not likely to get rich (at least not quickly) with these methods. We did put together the options  that have the most potential, even if they take some extra work.

That’s why we skipped common options like survey apps. They do make money on your phone but the hourly rate won’t be nearly as good as the list below. But NO! we cant skip survey! Right!



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Apps That You Can Make Money From Your Smartphone In 2024


This app rewards you for Internet searches and when you earn enough money. How To Use Smartphone To Make Money 2024

You can exchange it for real money that gets transferred into your PayPal account. You can also earn money on Swagbucks through surveys and watching adverts.

Swagbucks is a near-universal favorite for getting paid to do small tasks. Some tasks only take five minutes to complete. These tasks include daily surveys, watching videos and playing games.

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And, Swagbucks pays you to search the web too! Sometimes, it will feel as if these tasks aren’t even “work.” You will receive points for each completed task. You can redeem your points for PayPal cash or gift cards.

For gift cards, your redemptions start at $3 for your favorite restaurants and stores. And, you can earn your first $5 as a sign-up bonus!

MyPoints is the sister site to Swagbucks. The earning options are identical, but the award options can be different.

For example, you might earn 1,000 points from MyPoints and only 500 points at Swagbucks for an activity. Or, MyPoints might have a gift card sale when Swagbucks doesn’t.

You may not appreciate the overlap with Swagbucks. But, at least you know what to expect from MyPoints!



this is an app, that works very well on both iOS and Android operating system. How To Use Smartphone To Make Money in 2024

It centers only on photography, photos are uploaded and sold on the Foap Market, where businesses and individuals may choose to buy your photos if they are of good quality and very clear.

The good part of this app is that each photo can sell an unlimited amount of times and there is no limit to how many photos you can upload on the site.

various companies make use of this app to find out how their products are selling at retail outlets. All you need to do is to use your phone to scan bar codes and enter the price that the product is being sold for.

This app pays you to unlock your smartphone.

The application places paid advertisements on your lock screen and when you turn your phone on, you swipe one direction to look at the advertisement and at another to access your phone.

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An algorithm tracker is placed there to track how many adverts you view during the day and rewards you based on the number of times you viewed the adverts.

is a great money-making app you need on your smartphone.

This app allows you to participate in various advertising campaigns and rewards you money for likes and shares of the posts on Facebook, Twitter and other social media channels.

People with large followers can make a large amount of money with the My Likes app.



is a smartphone app for iOS and Android operating system devices that collects data regarding spending habits by analyzing the information found on uploaded receipts. How To Use Smartphone To Make Money

It could be a receipt from a gas station, a grocery store, a department store, a convenience store or a restaurant.

When you upload a receipt, the app rewards you virtual coins which you can turn the coins into cash and transfer the money to your PayPal account.

Related Post: Secret Of Making Money Online – 10 Keys To Make Millions

With the advance of technology, people are now very curious about how to make money from their phones most especially in:

  1. Kenya,
  2. Nigeria, and
  3. South Africa.

Now everyone is using a smartphone with either an iOS or Android-enabled operating system.

It is possible to earn money just by using your smartphone. So you can use that as a way of supporting your basic salary or income and have extra money to use for special needs and purposes.

People around the world are earning cash which is called, mobile money through different methods, from paid surveys, making money with YouTube, and so on. How To Use Smartphone To Make Money

These smartphones come with many apps which are installed already or can be downloaded on the smartphone.

There are many more apps been released into the market every day and the possibility of making money with the help of these apps has increased accordingly.

With the increase in job search and unavailability of jobs, there are now many ways in which one can earn money with the use of the smartphone.

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Some of these ways include;

  1. Digital marketing
  2. As a Freelancer
  3. Virtual assistant
  4. Online customer service
  5. Answering survey questions
  6. Field agent
  7. Playing games
  8. Watching videos etc.

These jobs can be done as full-time or part-time workers. You can keep your normal job and use these online jobs as a way of earning extra cash in your pocket to pay your bills.



Best Ways on How To Make Money From Your Phone That Actually Works


1. Use an App to Sell Stuff: How To Use Smartphone To Make Money

One of the fastest ways to earn some extra cash is to sell things you’re no longer using.

There are a lot of apps that allow you to sell everything from electronics to clothing, books, and even unused gift cards. Here’s the most popular one’s:

  • Poshmark:

Poshmark allows users to list their items on the website. Once you sign up for an account, snap a photo of the item you want to sell, include a description, and set a price.

The app even lets you host a party so your friends can list like-items together. Poshmark supplies the box and postage free!

It allows you to list items free but charges a $2.95 fee for items under $15 and a 20% fee on items over $15.

  • Letgo:

When you’re spending time decluttering or cleaning out your garage, you may as well earn a little bit of money while you’re at it. Learn How To Use Smartphone To Make Money

Letgo is akin to an online thrift store. Letgo works a bit like Craigslist, with a more modern platform and app capabilities.

The app is free to use and you can negotiate prices if you really want to get rid of something.

You are restricted to selling in your area and you can’t be paid through the app, so you’ll have to work out payment arrangements with the buyer (typically cash or Venmo).

  • Decluttr:

Decluttr lets you sell media items like DVDs, CDs, books, electronics, and gaming items. Also accepts phones.

The Decluttr app is particularly helpful because you can use it to scan the barcode of the items you want to sell and they will give you an instant valuation.

Once you get your estimate, just request a kit, and send your items in the mail. Once they receive and review your items, they pay.

They guarantee their first valuation (within 30 days) or they’ll send your item back.

  • Amazon:

While you won’t earn actual cash, Amazon accepts thousands of eligible products for trade-in. Learn How To Use Smartphone To Make Money

Earn Amazon gift cards for trading in items like books, old cell phones, video games, Amazon products (Kindle, Echo, etc.) and more.

See if your item is eligible for trade-in Here. And if you’re interested in leveraging Amazon to earn more on the side, check out this Guide To Making Money on Amazon.



2. Work for a Delivery Service or as a Gig Worker


Gig economy apps are one of the most common ways people are learning to make money with their phone. How To Use Smartphone To Make Money

These simple apps connect you with customers who need specific tasks completed (think dry cleaning, home repair, or grocery shopping) and are willing to pay someone else to do them.

Gigs range from one-off jobs for a small payment to high-paying or even long-term opportunities with local customers.

Here are a few gig economy apps we recommend.

  • TaskRabbit

In 2017, TaskRabbit was acquired by furniture brand IKEA. That’s because TaskRabbit had become known, among other things, as a place to find someone who can assemble your furniture.

In addition, you can get hired to help people move, clean their homes, do home repairs, and lots more.

  • Thumbtack

Thumbtack focuses even more heavily on home repair, yard work, and similar projects, but isn’t limited to it.

Anyone from painters to photographers to yoga instructors can sign up on Thumbtack and get hired by local customers.

  • Instacart

Instacart specializes in helping customers get their groceries delivered.

As an Instacart “shopper” you take customer orders, often visiting the grocery store, purchasing their groceries, and even delivering them directly to their home.

3. Work for a Driving Service: How To Use Smartphone To Make Money


If you have a smartphone and you don’t mind driving around town, consider using your cell phone to pick up a side hustle as a driver for Uber or Lyft.

The average driver makes between $8.50 and $11.70 an hour. If you’re comfortable driving in bad weather or during rush hour, you could make even more.

Uber and Lyft apps notify you when there’s a rider nearby and you can accept or deny a fare at any time. You are responsible for your car and having the proper insurance.

  • Uber: 

To snag a gig at Uber, you need to have your driver’s license for at least one year, and a reliable 4-door vehicle. Learn How To Use Smartphone To Make Money

If you’re under 23 years old you need to have at least three years of driving experience. Uber runs a background check and you’ll need to submit copies of your driver’s license, car registration, and insurance.

Once you’re approved, you can open the app and start scheduling rides. Uber takes 25% of each of your ride fares.

  • Lyft:

Lyft has a similar system, but they also allow drivers to rent a car to use on their routes, for an extra fee. Takes 20 to 25% of all fares, but drivers get to keep all of their tips.

Lyft provides extra insurance for drivers, free, and drivers get to rate passengers. Lyft requires a vehicle inspection and runs a background check.

Drivers can withdraw cash from their account immediately through Express Pay.



4. Start Freelancing: How To Use Smartphone To Make Money


This is one of the surest ways to make money with the use of your phone whether you are in Nigeria, South Africa, Kenya, or anywhere in the World.

All you need is a good smartphone and a good internet connection, if you have a laptop it is an added advantage for you. You can get writing jobs online, data entry jobs too.

Sites that pay for such works are:

  1. Fiverr,
  2. Guru.com,
  3. Peopleperhour, and so on.

We have a lot of people that make a lot of money with their smartphones as a freelancer in Nigeria, South Africa or Kenya alone.

Freelancing is surging as a way for people to make extra money full-time or on the side.

That’s partly true because you can make money from your phone as a freelancer just by setting up a few accounts and monitoring them via apps or email in order to find new clients.

Here are a few freelancing apps to try yourself:

  • Upwork

Upwork is a leading freelancing site that connects freelancers and clients from all over the world. You create a profile, bid on jobs, and build relationships. Upwork takes a percentage of your client revenue.

  • SolidGigs

SolidGigs takes a different approach from Upwork and similar freelance marketplaces. Learn How To Use Smartphone To Make Money

Instead of facilitating the relationship between freelancers and clients (and then taking a percentage of your money) they act as an extension of your team. Hunting down the best gigs that match your criteria and emailing them to you.

  • Fiverr

Fiverr uses yet a third model to help you make money from your phone as a freelancer.

Instead of bidding on projects or pitching gigs, you post your available service packages and clients search the Fiverr marketplace for freelancers that meet their needs.



5. Surfing the Web and Watching Videos Online


A good number of websites and apps pay good money for being on their site, either by watching adverts, short video clips, and so on. Some of these apps are listed below:

This is one of the most popular apps where you can make money by shopping, watching videos, and answering paid surveys. In the end, you can redeem your money through PayPal or use of gift cards.

This is another app that allows you to read news articles, product deals, and reviews, as well as watch adverts to earn points. You can also earn bonus points for downloading free apps.

If you want to earn gift cards, instaGC can be a good option. You make the most money taking surveys. But, you can also make money by watching videos, shopping online and playing games.

There are more than 360 gift card options to choose from. And, all gift cards are digital, so you receive them instantly.

Do you want to earn free gift cards? You should consider Amazon’s Mechanical Turk (MTurk) as an income stream.

To be honest, MTurk is best for tablets and computers. This means your iPhone might not be MTurk-friendly. But, there are some mobile-friendly tasks (HITs) as well.

You will need to determine what works best for your phone. Two options include taking surveys and entering data from images.



6. Shopping: How To Use Smartphone To Make Money 


There are smartphone apps that pay you to shop for items already on your shopping list, ranging from groceries, clothes, perfumes, and toiletries.

Here are some popular get paid to shop apps:

Before you go shopping, you complete a few simple tasks on the app, each related to favourite brands or products you usually buy.

All you have to do is go to the store, you take a picture of your receipt after making payments and you are credited with a cashback amount. You can cash out via PayPal.

This app pays you for spending time in certain stores you can shop at. All you do here is to scan barcodes and get points you can redeem for gift cards to use at your favourite stores.

7. Sell Items You Don’t Need Anymore: How To Use Smartphone To Make Money 


we all have things we are not in need of anymore and you can sell them on various sites online for cash.

All you need to do is to take clear pictures of what you need to sell and place them online with the price tag and your phone number. Below are some notable sites you can sell your things with your phones and make money:

on eBay, you sign up for an account, post items for sale, and wait for customers to bid. It is very simple, fast and also easy to use.

on this app, it helps sellers to meet potential buyers.

You will snap your product or whatever you need to sell and place them in various categories already sorted on the app and you put in your price and phone number in order for buyers to contact you.

People make money on this app with their phone most especially in Nigeria.

just like the Jiji app, you take pictures of the clothing you want to sell and immediately post them for sale. Poshmark is also a marketplace where you can buy and sell other things.



8. Play Games And Get Paid: How To Use Smartphone To Make Money 


for game lovers, you are not left out as there are apps that pay really well for you to test their games and give them feedback, all you need is your phone and make your money.

An example of the app that pays to play the game is:

In this app, all you do is spin a wheel to win money. You select colours and spin the wheel. Although, it’s not a great money-making app you are sure to get a very decent amount.

9. Paid Surveys


One of the best methods of making money on your phone is by filling out online surveys.

You can use your opinions to earn money by visiting survey sites to share your thoughts which are very valuable to companies that are willing to pay money for them. Examples of such sites and apps are:

on this site, you will need to create an account with your email then you start getting notifications of new surveys available. You then fill then out and get paid.

Not every survey is text-based where you must click the radio button ranging from 1 to 10 to leave your opinion.

Mindswarms is a video-based survey platform that pays you $50 PayPal cash. To get paid, record a 10-minute video response to test a product. If you’re quick with math, that’s $300 an hour!

If you can answer seven questions in ten minutes, join Mindswarms. Even if you’re camera-shy, you should consider Mindswarms.

Opinion Outpost lets you earn cash or gift cards by taking surveys. As an added bonus, you enter into the quarterly $10,000 cash prize drawing with each survey too.

You will be able to complete surveys on a variety of topics. For example, today you might answer questions about the brands you use. Tomorrow, you might take a survey about your personal beliefs. With Opinion Outpost, variety makes each survey fun.

Another large survey community with a global presence is Toluna. In addition to taking surveys, you also get paid to test products.

You can also earn extra points by engaging in user forums. For fun, you can also play games against other Toluna members. If you don’t know, Toluna is also a social media platform.



there are many ways you can make money with InboxDollars, like watch videos, click on adverts, read emails, shop online, surf the internet and also do surveys.

InboxDollars is probably the next largest “get-paid-to” platform after Swagbucks. There are many different ways to make money with InboxDollars. Some of these include reading email, taking surveys and watching videos.

To double your daily earning potential, you might consider joining two platforms. Besides InboxDollars, you might join Swagbucks. Or, you can join one of the other platforms on this page.

If you prefer earning cash to gift cards, InboxDollars can be a better option. Plus, you receive a $5 bonus for joining.

Harris Poll Online is one of the oldest survey companies around. And, they let you take surveys from your smartphone. Governments, non-profits, and household brands partner with Harris to garner your opinion.

With each survey, you earn points for cash or gift cards. To earn extra points, you can also share your shopping purchases with the Harris ShopTracker program.

With ShopTracker, you tell what you buy each month to earn points.

Panel Pay Day will connect you with paid survey panels and mystery shopping jobs. With Panel Pay Day, you can earn up to $75 per survey.

Here is how you can make money with Panel Pay Day:

  1. Online Surveys
  2. Focus Groups
  3. Discussion Groups
  4. Mystery Shopping
  5. Online Mini-Jobs

If you do a mini-job, you can earn over $150 per job! If you ask me, that’s pretty impressive.

As a new Panel Pay Day user, you will also earn a $25 bonus. To earn the bonus, you only have to take your first survey.

Ipsos I-Say is one of the oldest online survey communities. You will earn points for taking paid surveys and user-generated polls.

At the end of each year, you also earn a loyalty bonus. So, loyalty has its benefits with Ipsos I-Say!  With Ipsos, your points are good for gift cards or contest drawings.

Do you only have time for surveys? If so, Survey Junkie is one of the best survey apps! By taking surveys, you help shape new products designs. You will receive points for every survey good for cash and gift cards.

Available in both the Google Play and IOS App Store.



10. Investment Apps: How To Use Smartphone To Make Money


The investment apps are ridiculously good these days. You can get:

  1. Free investment trades
  2. Automatic investing for your entire portfolio
  3. Automatic savings without having to give anything up

By getting a few of the right apps in place, you can set up an entire investment system that takes care of your future. Check them out:

Allows you to invest as little as $1 per month. The app rounds up purchases to the next dollar and invests the difference automatically. It helps you to start investing with such small amounts that you won’t even notice the money missing.

There are no account minimums and no overdraft fees. Additionally, Acorns partnered with over 300 companies that offer cash bonuses when you shop at their online store. The money is applied directly to your investment account.

If you’re interested in something a little more complex, Robinhood allows you to trade stocks, funds, and other financial products from your phone.

And there aren’t any commission fees on self-directed accounts. This user-friendly option lets you invest as little as $1 in more than 5,000 stocks, ETFs, and cryptocurrency.

If you’ve been looking to trade from your phone for free, get this app.

Betterment is a combination of investing and savings.

You’ll create personal goals (buying a home, paying for a wedding, saving for college, etc.) and Betterment will help you create a personalized investment plan that works for your lifestyle.

You can track your investment and make deposits on the app. Betterment charges a .25% annual fee. This is a fantastic option if you want an investment account, plan to set up an automatic monthly deposit, and then never want to think about it again.

You’ll be shocked with how much money you made after a few years.



11. Download Apps and Earn: How To Use Smartphone To Make Money 

There are apps that give you rewards i.e money for downloading and keeping them on your phone.

Market research companies like to collect data and keep anonymous to study the trends. It is better to go with only trusted brands with such apps in order not to be scammed.

Here is a free app that can help you make a lot of money.

12. Virtual Assistant

You can work as an assistant to someone who has a lot to do.

There are individuals and cooperate organizations who are in search of virtual assistants and are willing to pay them very well. You don’t need a physical office to do this, from the comfort of your home you can monitor this and work conveniently.

We have a lot of young guys that make a lot of money as Virtual assistants using their smartphones in countries like South Africa, Nigeria, and Kenya in 2021 and 2022.

13. Online Tutor

if you are knowledgeable and have the skill to impact your knowledge onto others, you can start an online tutoring class that people can access and pay for.

It can be on an individual or a large class option. You can pick out a particular subject or course you are very confident in and impact the knowledge on other people and as well make a reasonable income.

14. Make YouTube Videos

YouTube has been known to be a good site where one can make extra cash.

You can either make short skits for fun, online tutorial classes on how to make a cake, tie gele, make a simple dress and so on and thereby earn a good amount of money.

All you need is to own a YouTube channel where you can post your videos and get people to subscribe to your channel and get paid. It is a good source of making money just with the use of your smartphone.



15. Share Your Expertise

If you’re especially knowledgeable or talented in a particular field, you can make money on your phone by sharing that knowledge with customers through learning apps.

The most common expertise app to make money on your phone is called JustAnswer.

When you sign up for JustAnswer, you can set your own hours and areas of expertise. Then you just log on when you have some spare time and want to make money on your phone and answer questions from curious users in need of your help.

The process is incredibly simple and easy, making it a quick way to make money on your phone.

16. Build Your Passive Income: How To Use Smartphone To Make Money

Finally, if you feel like you don’t have any free time in order to make extra money.

You’ll be happy to know there are quite a few passive income apps you can install in order to make money from your phone without a ton of extra work.

These apps essentially pay you to do things you’re already doing (like exercising, walking around, shopping, etc.) and can be a great way to make some extra money each week.

These apps don’t typically pay enough to replace a full-time income but can make for great extra pocket money when you need it.



There are tons of passive income apps you can try. Here are just a few you can try:

Fluz rewards you for shopping at specific retailers by giving you money back on purchases you would have made anyway. They’ve also got a networking feature so you make money when your friends join and shop too.

Ibotta gives you almost instant cash-back when you search for and use their coupons in major retailers. Plus, you can get an immediate $20 welcome bonus just for using the app.

One truly passive way to make money with your phone is to get the Neighbor app and list your empty garage, attic, or basement space for rent.

Neighbors pay for your unused space instead of purchasing a storage unit.

17. Forex, Stock and Cryptocurrency Trading

Many people are learning more about the power of the global financial markets.

Between the stock market, the foreign exchange market and the booming market of cryptocurrency, it’s possible to make money through trading on your phone.

Granted, it will take time to learn the skills. However, there are plenty of academies and teaching tools online. Once you learn how to trade within any one of these major markets, you’ll never have to worry about how you can make money in the future.

Conclusion On How To Use Smartphone To Make Money


There are tons of ways in which you can make money with your smartphone and most of them are really simple and easy. Whether it is playing games, filling out surveys, freelance, or watching adverts you will still earn extra income to support your basic salary.

It really pays to use your smartphone for something more productive and beneficial than reading other people’s posts and comments online.

Making money with your smartphone doesn’t promise to get you rich but at least help you solve your basic needs and put extra cash into your pocket. Learn How To Use Smartphone To Make Money.