Best Money Making Apps For Australia

Money Making Apps In Australia. The Best Phone Apps To Make Money In Australia
Learn about phone apps that make you money and pay real cash. ... Start taking paid online surveys with Octopus Group – Australia's highest paying survey

Earn some extra cash on the side with these apps that pay you. These apps can be used in Australia. There’s an app for everything these days, including apps that make you money! The Best Money Making Apps for Australia you can work from your Smartphones.

Whether it’s a bit of coffee money or some savings for Christmas, these money-earning apps can add a little extra to your hip pocket.

In this article, I will share with you 18 apps that can help you earn a little extra cash. While there are hundreds of apps out there, not all of them are available to or relevant for Australians.

So the apps below are ones that Australians can use to make a little extra cash on the side as side hustles.

Related Post: 10 Best Budgeting Apps To Monitor Your Finances

Earning extra money is great, but to make the most of it, you need a budget. At the end of this article, I will share some of the best budgeting apps for Australians.

I frequently get emails from people wondering How To Make Money with your Phone. So I put together this list of the Best Money Making Apps Australia has to offer.



Some people are surprised to learn about Apps That Make Money. Most people think they must be a scam. Well, there are plenty of scams in the Making Money Online World, but these apps aren’t them.

As with any low barrier to entry online task, you won’t get rich from Earning Money Apps. But you might just make enough to cover Christmas presents and the little extras that always pop up during the year.

These legit apps are more than you need to Make Extra Income while you’re on the train (or on the loo – whatever works for you).

Related Post: Best Money Making Apps Online To Earn Money Fast

I make money with apps in the form of surveys or get paid to sites. Most of the make money apps will require you to participate in an activity in order to earn credit.

This usually means you fill out a survey or watch videos/play games/complete a task from your phone and receive credit.

Related Posts:




Top Money Making Apps for Australians 


There are hundreds of making money apps out there, but some of them pay badly or just offer a terrible user experience.

I recommend the following apps as the best money making apps Australia has to offer. I really don’t think you’ll need any more than these top money making apps to boost your income.

Surveys: The Best Money Making Apps for Australia


We live in the information age where data is big money. Which is why there are companies that will pay you for your opinions and information.

  • Businesses,
  • Governments,
  • Public bodies and
  • Other organizations

Want to know what citizens and consumers think to improve and adapt what they supply.  Here are some apps you can use to earn money for opinions.

1. Swagbucks

Earn points on Swagbucks by shopping online, watching videos, searching the web, answering surveys and finding deals. Then you can redeem the points you earn as gift cards or as cash through Paypal. 2,500 points = $25 paid through Paypal.

Swagbucks has long been one of the best solutions for people who wonder how to make money on your phone. It is a GPT (Get Paid To) site and one of the best-paid survey apps Australia has to offer.

It’s definitely one of the best apps for making money and having fun at the same time. You can earn points (called SB) from activities such as answering surveys, watching videos, doing daily challenges and more




2. Survey Junkie

It’s important to keep in mind that while surveys can help you earn a bit of cash, they’re not big money-spinners: “You will NOT get rich by taking surveys…you’ll have the opportunity to earn extra cash each month.”

Keeping this in mind, you earn points on Survey Junkie by completing surveys, profile questionnaires, and referring friends. Once you get to 1,000 points, you can redeem those points via Paypal. 1,000 points are the equivalent of $10 cash.

Whilst not technically an app, Survey Junkie does give you an easy option for making money with your phone.

They have a fully-mobile responsive interface so you can easily save the Survey Junkie link to your home screen and access it just like any other apps you can make money on.

Survey Junkie simply offers surveys as a way to make money. Frequently offering the highest paid surveys on the market (up to $50), Survey Junkie is definitely worth a look.

For more information:

3. Neilsen Mobile Data: Best Money Making Apps for Australia

This app runs in the background and measures the activity on your mobile device. You earn points by just using your mobile device as normal. According to their website, they don’t collect user IDs or passwords.

From their website:

“Our app lets us know what websites and apps you visit, how long you spend there and information on your general mobile device activity.

You can earn up to $50 of points per year which can then be redeemed in their online store for goods or vouchers.

NielsenIQ has one of the best apps that give you money in Australia.

The only caveat is you must keep the app installed to earn. You really don’t have to do anything other than use your mobile as normal and you’ll be rewarded.

Nielsen claim ‘the Measurement Software is undetectable and will not affect your device’s performance or battery life’.

You can earn up to $50 a year worth of points which you can exchange for gift cards (Coles, Myer, David Jones etc)




4. Pureprofile: Best Survey App in Australia

Paid activities on Pureprofile include surveys, invitations to websites, videos to watch and personalised offers.

Other non-paid activities include updating your profile. According to their website, the more you update your profile, the more opportunities you receive.

You can redeem rewards for cash paid into a bank account or Paypal, gift cards or movie tickets once they reach $20 (but you can’t redeem more than $70 in a 60 day period).

Pureprofile is a make money app which offers surveys for cash. As in real cash – deposited into your bank account.

It is one of my top-rated Australian survey site because they pay cash, the surveys are frequent and the interface is delightfully clean.

5. Octopus Group

Octopus Group is a survey company that is entirely Australian owned and operated. No frills, just take a survey and earn cash. You can have earnings directly deposited into your bank account once you reach $20 or you can purchase gift cards at a discount.

If you want ways to make money at home in Australia, then why not opt for Octopus? This Australian survey panel company specializes in the domestic market, and is completely Australian owned and operated.

In typical down-to-earth Aussie fashion, the framework is simple. Big brands want genuine customer insights, and Octopus pay you to give yours which are then passed on.

You earn cash simply by answering surveys, and earnings can either be paid as gift cards or into your account once the $20 threshold has been reached.

As well as being an Australian enterprise, Octopus say they pay more than their competitors while ensuring your voice is heard.

At the time of writing they were due to launch into the New Zealand market, and as such were paying up to $20 per referral too.




6. Toluna Influencers: The Best Money Making Apps for Australia

If you’re looking for survey apps to make money Australia, you can’t go past Toluna. Their app has a neat layout and functions really well.

Toluna is one of the most unique apps where you can make money from surveys, polls, games and sweepstakes. I’ve always found the surveys pay best – you can read more in our Toluna review.

Just follow the instructions in your welcome email to download the app

7. Nielsen Homescan App

Nielsen Homescan is a shop and scan app, requiring you to scan your groceries through their mobile app. You’ll earn points which you can exchange for items from their catalogue. All active panel members are also entered into a prize draw.

You can nominate to receive a handheld scanner, but the mobile app is a less cumbersome way of scanning.

8. The Panel Station

The Panel Station is another one of the top apps that make you money.

Their transparent rewards system means it’s easy to figure out how much each survey is worth.  Plus, when you screen out of a survey, you’ll be entered into a quarterly draw to win cash which is a nice extra bonus.

Your earnings increase the longer you are a Panel Station member so it really is worth checking out The Panel Station as it’s one of the best survey apps in Australia.

The Panel Station offers flexible redemption options including Coles gift cards and cash via Paypal. Once you have accumulated 3000 points you can redeem.




Mystery Shopping with Money Making Apps for Australia


Mystery shoppers give businesses valuable information about customer service, customer experience as well as the competition.

Get paid to window shop with the following apps.

9. Snooper

Earn money by completing mystery shopping tasks in Australia and New Zealand. Tasks include taking photos of promotional displays.

Earnings can be downloaded directly into your bank account.

Snooper App is a fun way to make money by completing missions. Missions usually consist of taking photos of products in your local store and uploading them to the app (it’s basically mystery shopping).

This is to help companies see how their products are arranged in store in real time.

If you accept a mission, you must complete it so make sure you read the full description before committing. You’ll need to complete your mission within a couple of hours in order to be paid.

Each mission pays between $5 and $10 and sometimes up to $15 for the more challenging missions. There are also Expert Missions that pay significantly higher but require more time and effort.

This is a fun app for students and even younger teens to make money. Although they obviously won’t be able to purchase the products for over 18s like alcohol etc.

If you’ve been wondering is Snooper App legit because it honestly seems a bit too good to be true, rest assured this is a genuine app that will pay you to hang out taking photos at the supermarket.

You can download Snooper App for Android here and Apple here

10. IRi Shopper Panel/Scan n Go

Earn rewards as you shop by scanning every product that you buy. Use the app to scan your purchases each week and to record information about your shopping trips.

Rewards points are earned each week you shop and scan and then these points can be redeemed for merchandise (including gift cards) from their gift catalogue.

The IRi Shopper Panel lets you make money with your phone.

You’ll use the app to scan the barcodes on all the products you purchase during a shopping trip. You’ll need to record other information like where you shopped, how much you paid, how many you bought etc.

You can transmit the shopping data via Scan n Go app. IRi guarantee that if you scan weekly, you’ll earn $20 credit within 6 weeks.

Redemption options include iChoose prepaid Visa or gift cards from Bunnings, Myer, Coles etc. Alternatively, you can select household items from a catalogue.




11. Field Agent: Best Money Making Apps for Australia

Earn money by reporting information near you using their app on your smartphone.

Some of the information you’re asked to report on includes price checking, supermarket audits, advertising panel audits, photographing store displays as well as completing surveys.

Jobs earn between $2 and $15. Once you reach $25, you can withdraw your earnings using Paypal. Field Agent also operates a dedicated Australian site.

They work to help businesses succeed in retail, and do this by recruiting an army of field agents. There are several types of tasks that a field agent in Australia can undertake.

They can respond to questionnaires, perform in-store audits on issues like stock displays, try items before submitting reviews or complete mystery shopping exercises to assess customer service and other factors.

If you want to shape the way people shop, this could be among the best apps to make money for you.

12. Smart Spotter

Use the app to get mystery shopper assignments near you. Earn money by completing designated shopping assignments.

Assignments include taking photos of window displays, entering prices of products in-store or evaluating promotions on the shop floor.

You can choose to get paid automatically every time your account reaches $20.

It’s important to note that there is a waiting list in Australia. If you’re interested, register so when spots open near you, you can get notified.




Cashback Apps: Money Making Apps for Australia


Get a bonus discount when shopping online by getting cash back through one of the cash reward apps or websites.

The best way to use these cash reward services is to shop around first and make sure you’re getting the best deal and/or you’re shopping during a sale and getting a discount.

Then get your cashback on top of the sale price.

13. ShopBack

Similar to Cashrewards, Shopback gives you cashback rebates when you purchase online with participating retailers using their app or website.

Once you reach $10 in approved cashback amounts, you can withdraw the cash either into your bank account or via Paypal. Shopback is another cashback site, and it has a real foothold in the Australian market with a dedicated .au site.

As such it’s one of the top cashback sites in Australia.

So many Australian brands are listed, including Catch, Big W, Myer, Oz Sale, The Iconic, First Choice and many more. You simply shop as you normally would.

Once your purchase is verified, you get paid – either into your bank account or via PayPal – as long as you’ve reached the $10 payment threshold.

14. Cash Rewards

Cashrewards is a cashback website/app. When you shop at participating retailers, you get a percentage cashback on your purchases.

They work with thousands of retailers, so if you shop online, it’s easy to save plenty of money, especially if you use it on top of shopping around for the best price and shopping during sales.

Once cash rebates are approved and you’ve reached the $10.01 payout threshold, you can get the money deposited into your bank account or paid via Paypal.




Selling Your Stuff Online Money Making Apps for Australia


Selling your clutter is a great way to make extra money fast. And it’s never been easier now that you can easily take photos using your phone and upload them into an app in a matter of minutes.

15. eBay App

eBay has been helping people sell their unwanted stuff for decades. There are lots of tips on their website to help you get the most out of your selling experience.

16. Gumtree

Sell your stuff online using one of Australians biggest second-hand market places. The Gumtree app can make selling your stuff easier.

Micro-Investing: Money Making Apps for Australians


Micro-investing allows you to invest very small amounts of money to build up a portfolio.

The upside of micro-investing is that it’s easy and convenient and you don’t need large amounts of savings to get started.

On the other hand, it’s a long game, and depending on how much you invest, fees may eat into the savings you’re building.

As always, these aren’t recommendations and it’s important to seek professional financial advice before making investment decisions.




17. Commsec Pocket

Commsec allows you to build an investment portfolio with EFTs (Exchange Traded Funds).

Incidentally, they explain EFTs as an investment in a selection of companies and assets that can be traded on the stock market like shares.

You can choose which portfolio you want to invest in. One of the portfolios is “Sustainability Leaders- 100 leading sustainable and ethical companies.”

To get started investing with Commsec Pocket, you need a minimum of $50. There are brokerage fees for trading and EFT management fees.

Other terms and conditions apply so check out their website for more information.

18. Raiz

Raiz Australia (formally Acorns) is an app that allows you to invest your spare change automatically from everyday purchases. You can either round up purchases and invest the difference, make lump sum investments or set weekly investment amounts.

As per their website, your money is then invested into a portfolio using EFTs quoted on the Australian Securities Exchange. They have no minimum investment amount and no commissions although there are monthly fees.

You can learn more on the website below.

19. Spaceship Voyager

Spaceship Voyager allows you to invest in an index fund of Australian shares or a portfolio selected by the company. Then set your regular investment amount. There are fees but it is currently free for amounts below $5,000.

Spaceship targets Australians who’d like to invest some cash – even if it’s only a small amount.

With 150,000 Aussies already using the platform, it’s a quick and easy way to invest as little (or as much) as you like. You can see your money grow anytime via the app, and investment or super accounts are a great way to get out much more than you put in.

Check out their website for more information.




Extra Cash – The Gig Economy Money Making Apps for Australia


There are many, many options for earning extra money in the gig economy. Here are two money earning apps that can help you earn a little extra.

20. Oneflare

Oneflare is an Australian alternative to Airtasker that helps connect people who need jobs done with people who can do the work.

If you’ve used any of these apps, let us know your experience in the comments below.

21. Airtasker

Want to earn some extra cash? Do you have skills that can be marketed? Get jobs done and get paid using the Airtasker App. Based in Sydney, Airtasker is another of those quick ways to make money in Australia.

Small jobs are outsourced via the app, so users can find work in their local area. The app allows you to communicate directly with those who want work done – and to get paid securely.

Even if you have basic cleaning, gardening or DIY skills, Airtasker can put you in touch with all sorts of side hustle jobs in Australia.




Budgeting With Apps That Make Money Australia


Now that you know the best apps for earning a little extra cash in Australia, here are 12 of the best apps for budgeting your money.

22. Goodbudget

This is a great basic app if you don’t want to connect your bank accounts to your budgeting app.

23. Pocket Book

Connecting to 19 Australian banks, this budgeting app can help you keep on top of your finances.


24. Google Opinion Rewards

If you’d love your opinions to count for something, then Google Opinion Rewards might be the money app for you. This is one of the best survey apps in Australia, as your opinions will actually be put to good use.

Not only that, but Google Opinion Rewards is really easy to use.

The app is available on Android or Apple, and rewards users for completing short questionnaires where you give your opinion on a broad range of consumer topics.

Or you may be asked to write a product review. Sharing data with the app about your TV and internet usage may also be requested. Google Opinion Rewards will generally send about a survey per week, although this can vary.

Payment is made via PayPal or given as Google Play credits. These credits are ideal for purchasing music, movies, apps and games for your smartphone or other devices.

This is one of the best paid survey apps in Australia.

25. Uber Rewards

You already know that using Uber can save you money on taxis or deliver food to your door. You may even know that working for them is one of the quickest ways to make extra money in Australia.

But did you know that Uber will also reward you for using their services? Uber Rewards lets you earn points whenever you spend money on riding with Uber or order food via Uber Eats.

The program is currently in the expansion stages, so Uber Rewards advise would-be users check for an invitation in their Apple or Android Uber app.

If there isn’t one yet, it should be on its way soon.




26. Sweatcoin: Money Making Apps for Australia

Sweatcoin is the pick of the money apps in Australia for you if you enjoy being active.

Whether you stroll to work or the kids’ school on a daily basis or like to take a brisk walk as exercise, Sweatcoin will reward you for doing so.

What better incentive to keep fit and healthy than an app that lets you get paid to walk in Australia? Once you’ve downloaded the app, just keep it running in the background so it can track your movement.

It will add up your step count and reward you for every 1,000 steps taken.

Although Sweatcoins aren’t paid in cash, they can be used towards payment for all sorts of goods – including sportswear, headphones and audio books that you can use while out walking.

Sweatcoin is all about promoting fitness and good health, so the brands they work with will reflect this ethos. Why not be rewarded for the walking that you do anyway?

27. iPoll

If you are all for getting paid for taking surveys, iPoll is another money making app that lets you do that from your smartphone.

Once you have downloaded the survey app and given the required info, the app determines the surveys that you are qualified to answer.

These surveys are short and easy, and you can complete them while going about your usual business. The majority of the surveys will get you a few dollars each, although some will net payouts of up to $30 USD each.

Nonetheless, to enjoy these lucrative polls, you will have to be in specific locations when taking the polls. The app is free on the Google Play Store and Apple Appstore. It also lets you earn perks like gift cards and even airline miles.

28. eBay

eBay gives you the opportunity to sell items that you have around the house, such as clothes for a minimal fee. With the eBay app, sellers can easily list an item, track sales and manage dispatch.

Many successful sellers are able to make more money, by implementing strategies such as dropshipping and scavenging at garage sales. The possibilities to earn money are endless, and only limited by your imagination.




Tips For Choosing Apps That Make You Money Australia


When it comes to apps that are designed to make you money, some are more trustworthy than others.

Ensure you choose legitimate apps, and avoid situations where you could waste time, or even get exposed to a scam. Here are some ways to test the legitimacy of an app that claims that it can make you money:

  • Check Online Reviews

Most legitimate apps will have an online presence, and you should be able to find reviews. Check out Trust Pilot, productreview.com.au, and even the app store.

The feedback from other consumers should be able to provide you with a level of reassurance (or otherwise) before you sign up.

  • Avoid Entering Payment Information

Unless an app is providing a specific service, or it’s being used as a portal through which you shop, there shouldn’t be any need to enter payment information.

Avoid entering credit card or bank account details if you don’t quite know why you’re being asked to do this.

  • Avoid Paid Subscriptions

Some apps falsely proclaim to make you money whilst scamming consumers through a subscription model.

If you’re being asked to pay for a regular subscription, avoid doing so, unless it’s a legitimate part of the service model being offered.

FAQs About Money Making Apps For Australia


Contrary to common belief, there is a range of money making apps available to Australian consumers. The money apps we’ve covered above are an excellent place to begin if you want to start earning money with your smartphone.

Nonetheless, not all apps are created equal. While some of these apps will let you earn cash from the comfort of your couch, others will require a lot of moving around and effort.

By choosing the apps that are most convenient for you, you’ll have the best chance of earning a passive income well into the future.



a). What’s The Best Cash App In Australia?

What could you easily fit into your day, while out shopping or exercising, or when surfing the internet or watching TV at home?

There are plenty of Australian apps that earn cash listed in this article. The key is finding what suits your lifestyle; there’s no one-size-fits-all approach here.

b). What Apps Make The Most Money?

Swagbucks is one of the best apps to make money. This is because it rewards you for doing many things. That includes shopping, watching videos, participating in paid surveys, and even browsing.

c). Is Using Apps to Make Money Fast In Australia?

The type of apps listed above vary in what they pay. While none is likely to make your a millionaire overnight, they can prove to be a great way to make side income in Australia.

Often tasks can be performed while doing other things, so they are also good for those wondering how to make extra money at home or when out and about.

d). What Apps Pay You Instantly?

Some of the apps in our list will give you an instant payout.

This includes Mobee, which will give you an instant payout. Ridesharing apps like Uber and Lyft will also allow partners to request a same day payment.

e). Are There Really Apps That Pay You Real Money?

Yes! Many of the apps in this article pay out cash. Discover them now.

f). Are There Really Any Free Money Apps?

Is anyone giving away free money in Australia? Not really. Everyone wants something out of the deal. That’s why we’ve detailed above what the tasks you complete via apps do for big brands, your local community or the future of retail.

There you have it: List of The Best Money Making Apps for Australia you can work from your Smartphone. Which one have you tried? Comment bellow